Senior Market & Competitive Analyst

We are looking for a Senior Market & Competitive  Analyst with strong analytical capabilities, deep market understanding, and the ability to turn complex data into strategic insights.

This position provides proactive insights and recommendations to senior management with the goal of supporting revenue growth, mitigating risks, and optimizing product performance within a digital banking (neobank) environment

Responsibilities:

1. Market & Competitor Intelligence

• Monitor activities of banks, neobanks, PSPs, and fintech competitors.
• Analyze pricing models, product strategies, customer acquisition trends, and financial performance benchmarks.
• Deliver weekly, monthly, and quarterly competitor intelligence reports.

2. Financial & Product Performance Analysis

• Track key revenue drivers: deposits, lending, fees, and non-interest income.
• Analyze correlations between internal KPIs and external market conditions (interest rates, inflation, regulatory shifts).
• Identify early warning signals related to profitability, liquidity, and customer behavior.
• Provide tactical and strategic recommendations to improve performance.

3. Economic & Regulatory Monitoring

• Track Central Bank regulations, directives, and industry-level compliance updates.
• Assess regulatory risks and their impact on products and revenue.

4. Data Analysis & Reporting

• Perform deep-dive data analysis using SQL, BI tools, and internal data systems & Build dashboards, scorecards, forecasting models, and scenario simulations.
• Translate complex data into actionable insights through clear data storytelling.

5. Strategic Advisory

• Provide scenario-based insights for strategic planning, pricing, and go-to-market initiatives.
• Collaborate with Product, Finance, Risk, Growth, Tech, and Marketing teams & Support annual budgeting and business planning with market intelligence.

Requirements:

Education & Experience

• Bachelor’s degree in Economics, Finance, Business, Data Analytics, or related fields (Master’s preferred).
• Minimum 10 years of experience in banking, fintech, PSPs, consulting, or market intelligence roles.
• Proven experience in data analysis, financial modeling, and market/competitive intelligence.

Technical Skills

• Proficiency in SQL and BI tools (Power BI, Tableau, Looker).
• Strong financial/economic modeling and scenario-building capabilities.
• Familiarity with API ecosystems, digital onboarding, payments, core banking concepts, settlement cycles, risk scoring, and transaction monitoring.
• Strong understanding of digital banking and neobank products: deposits, lending, BNPL, cards, payments, non-interest revenue streams.
• Knowledge of customer lifecycle metrics: CAC, CLV, churn, activation, cohort analysis.
• Solid understanding of Central Bank regulations (KYC/AML, reporting, lending frameworks, interest rate rules).
• Ability to interpret regulatory changes and assess their business impact.

Soft Skills

• Strong analytical and critical-thinking skills
• Pattern recognition & ability to link market events to financial outcomes
• High attention to detail
• Excellent business writing & executive presentation skills
• Stakeholder management & cross-functional collaboration
• Research excellence & proactive mindset
• Adaptability in a fast-paced fintech environment

Benefits:

• Work-from-home option
• Flexible working hours
• Training courses and professional development opportunities
• Military service project (Limited)
• Supplemental health insurance
• Team-building budget
• Performance-based bonuses
• Loans
• Lunch subsidies